Why Your Ontario Home Insurance Bill Keeps Climbing — And What You Can Actually Do About It
Key Takeaways Home insurance premiums in Canada rose over 4% year-over-year into 2026, outpacing general inflation and showing no signs of reversing soon. Climate-related losses, rising construction costs, and aging housing stock are the three primary forces pushing Ontario premiums upward. A single insurance claim in Ontario can raise your annual premium by as much […]