Ontario Auto Insurance Is Changing on July 1, 2026 — Here’s What Drivers Need to Decide Before Then
Key Takeaways Starting July 1, 2026, Ontario auto insurance shifts to an “à la carte” model where many previously mandatory accident benefits become optional add-ons. Only three accident benefits will remain mandatory in every policy: medical, rehabilitation, and attendant care. Everything else must be actively selected and paid for. Income replacement, caregiver, housekeeping, and non-earner […]